Our firm which was founded more than forty years ago has long
experience of debt collection and although we undertake all types
of debt collection, we tend to be involved in higher value or
more complex cases rather high volume low value cases.
Two of our partners deal with debt recovery.
Adrian Pellman has over forty years'
experience in civil litigation.
He qualified (with Honours) in 1956 and obtained an Honours Degree
in law from London University. After a period in industry and
other fields he started this firm over forty years ago.
Ian Pellman was qualified in 2011 with
First Class Honours and subsequently passed the Legal Practice
course with Distinction. He has gained increasing experience in
debt collection although we tend to be involved in the more complex
and substantial cases rather than high volume low value work.
Range of costs
NOTE: IT IS QUITE POSSIBLE THAT YOUR HOUSEHOLD AND/OR HOUSEHOLD
CONTENTS INSURANCE WILL COVER LEGAL EXPENSES AND IF SO YOU WILL
NEED PROMPTLY TO NOTIFY THE INSURERS TO SEE IF A POTENTIAL CLAIM
Adrian Pellman's charging rate in debt collection cases is £200
per hour as is that of Ian Pellman, in each case plus VAT.
Normally the costs of a debt recovery action are not high and
the problems tend to arise in enforcing judgments rather than
In a very simple case, costs are likely to be £200 to £300
plus VAT. In a fairly simple case, £300 to £600 plus
VAT. In a medium complexity case, £600 to £2,000 plus
VAT and in a high complexity case they will be at least the same
as in a medium complexity case and will then entirely depend on
how strongly the case is defended which usually means it will
cease to be a debt case and become complex civil litigation.
Factors that can make a case more complex are:
- If it is necessary to make or defend applications, to amend
claims or to provide further information about an existing claim.
- Defending claims brought by litigants in person.
- Number of witnesses and documents.
There will be additional charge for attending a Court hearing.
These are likely to be at least £200 plus VAT for, say,
a one hour hearing plus travelling time at half rate.
These are costs relating to your matter payable to others, e.g.,
Court fees. We pay these and you are expected to reimburse us
or put us in funds to pay them. Not very frequently is it necessary
to instruct Counsel.
The fees set out above cover all the work in relation to the
following key stages of a claim:
- Taking your initial instructions, reviewing the papers and
advising you on merits and likely amount to be recovered (this
is likely to be revisited throughout the matter and subject
- Preparing claim or response.
- Reviewing and advising on the claim or response from other
- Exploring settlement and negotiating settlement throughout
- Preparing for (and attending) a Preliminary Hearing.
- Exchanging documents with the other party and agreeing a bundle
of documents for the Court.
- Taking witness statements, drafting statements and agreeing
their content with witnesses.
- Preparing bundle of documents for the Court.
- Reviewing and advising on the other party's witness statements.
- Agreeing a list of issues, a chronology, and a list of who
is involved and why.
- Preparation and attendance at Final Hearing.
The stages set out above are an indication and, if some of the
stages above are not required, the fee will be reduced. You may
wish to handle the claim yourself and only have our advice in
relation to some of the stages. This can also be arranged on your
How long will my matter take
The time that it takes from taking your initial instructions to
the final resolution of your matter depends largely on the stage
at which your case is resolved, i.e., whether it settles soon
when it take perhaps six to ten weeks or proceeds to a Final Hearing
when it could take three to five months. This is just an estimate
and we will, of course, be able to give you a more accurate timescale
once we have more information and as the matter progresses.